This site uses web cookies · Read our Policy here
UK Free: 0800 047 0597 - Int.: (+34) 952 198 657 - Singapore: +65 6589 9150 - US Free: +1 866 656 7152

Reducing the Risks of Buy to Let

First name: 

 

Last name: 

 

Tel. Number: 

IPIN Disclaimer.

  We never share your data with any third parties.

My first impression of IPIN was being struck by the courtesy and understanding of the IPIN staff. Something which I thought was reminiscent of a bygone era. IPIN were very professional in the management of my investment.


Waleed N.
IPIN member and investor

When I first read about the Secure Exit Strategy, I thought the 25% return too good to be true, but IPIN have proved me wrong, as, I invested in The Flaxby Secure Exit Strategy in October 2009 and exited in June 2010, 9 months later with a whopping 48% return.


Andrew Nicol
IPIN member and investor

People at IPIN are not pushy, they are friendly, patient, helpful and easy to reach during and after business hours, when it suits me best. This is what I expect from an advisor. I am planning to further expand my portfolio based on the results achieved by the IPIN team.


Mr. V.
IPIN member and investor

As we approach retirement conservative and secure investment programs are the only ones we considered. The IPIN SES program fits our investment goals perfectly and has performed as advertised. Who can argue with a 26% annualised return in the current economic environment?


John and Nancy Howell
IPIN members and investors

There were two main aspects that attracted us to this investment; the strength of the commercial proposition itself (the product was eminently marketable) and the extensive security provided by the escrow and other associated legal arrangements.


Mr and Mrs S. Davies
IPIN members and investors

After almost two years of working with IPIN, I am convinced this is one of the best wealth-building investment vehicles available.


Larry L
IPIN member and investor

Docklands is the second successful SES unit I've bought-into. For me, this still represents the best thing I can do with my money - not only is it secure, but the returns are guaranteed too. Another thing I really like is how the projects to which IPIN apply the SES always seem to be really sound - they're not just good SES investments, they always have a lot going for them as traditional investments.


Mr. M. Green
IPIN member and investor

I invested in the Secure Exit Strategy (SES) as an addition to my existing property portfolio. I was very surprised when told that I had been exited within just over 6 months.  I was extremely happy with the returns I made and decided to reinvest those returns with IPIN.


Mr Robert D
IPIN member and investor

As the first of my investments with IPIN, I was keen to see an early result on one of my units even though I understood I should be prepared for the maximum 36 month term.  I was delighted when I received a call to tell me that the first of my units had exited in less than 3 months.


Mr J Donald
IPIN member and investor

I invested on September 21st 2009 after some searching questions. I have been kept informed of progress over the whole period and on February 25th 2010 my unit was sold.  The strategy has worked extremely well for me and I elected to reinvest into another SES venture using 1,013 GBP of the return plus the original investment.


Mrs. E. Davies
IPIN member and investor

buy to let investment

Buy to Let investing is often underestimated; people think they can just remortgage, buy a second home and pay off the mortgage by renting it out. This works fine until the professional bad tenant comes to stay. There are many people in the UK who take advantage of the legal system, and stay in properties for a pittance while the landlord is legally forced to maintain the property and can't evict.

These tenants make buy to let investments very dangerous, because instead of making money from property investment, buy to let victims end up losing thousands - some have even lost their homes. There are many other ways that Buy to Let property investment can turn sour, but thank fully there are ways to minimise the risk.

Treat it as a Business

When you buy a property to rent it out, you are buying a property and starting a lettings business. This is the only way to think about it. Ideally you should write a business plan as well. A business plan makes you put down on paper how your business is going to succeed, so you can easily see down the line if it is/isn't living up to your expectations.

Use as little leverage as possible

As with any business the more you borrow (leverage) the higher the risk. A high percentage of failed businesses fail because they over-leverage. Ideally in a property investment buy to let the investor will borrow no more than 50% of the property's value.

Consider using a management agency

This is another reason why it is a good idea to write a business plan, but as you will see from the many other guides on this site, there is loads of research and planning to succeed in investment Buy to Let style, so make sure this is considered at some point. You need to think about whether you are going to have time to manage the business, to advertise, find tenants, do viewings, collect rent and everything else. If not you will need to factor in the cost of an agency when calculating buy to let return on investment (search buy to let investment calculator).

Diversification

One of life's truest proverbs is: don't put all your eggs in one basket. In Buy to Let investment this means buying in different locations to spread risk. This can mean buying in different cities, regions, or countries.


*This page is provided for information purposes only and should not be construed as offering advice. IPIN is not licensed to give financial advice and all information provided by IPIN regarding real estate should never be treated as specific advice or regulations. This is standard practice with property investment companies as the purchase of property as an investment is not regulated by the UK or other Financial Services Authorities.