First Time Buyers

This week (bear in mind it's only Monday afternoon as I write) a Buy to Let millionaire has announced he is standing to be the next Kent Police Commissioner stating that he has the financial skills to help run Kent Police...

Using equity to fund the purchase of real estate investments has become more popular than debt financing. This is the conclusion of a report published by Savills, which revealed the proportion of property transactions that are covered by mortgages has dropped over the last decade....

It would seem no matter where you look at the moment – Buy to Let is hogging the news. Blooming, booming, flourishing and no end of adjectives adorn the headlines; all in a bid to flog the concept to the public that having someone else paying your mortgage is a good idea. On closer inspection of the bigger picture however...

Shared ownership is being hailed as the saviour of UK first time buyers. It is a simple but unfortunate truth that most potential first time buyers in the UK can't get a mortgage...

In theory, the scheme appeared as an appealing win-win proposition for all involved, particularly for first-time buyers frozen out of the market by the hefty average 17% deposits that lenders are currently demanding. In practice however, there are growing concerns...

90 percent mortgages are becoming more and more common, and some banks/building societies are even offering 95% LTV mortgages on a localised basis. There is even talk of a return of 100% LTV mortgages in 2012...

We hear a lot about the first rung of the property ladder, or rather "how difficult next to nigh on impossible" it is for first time buyers to make that first step on the ladder - so much so that we forget that it is a first rung...

As Europe’s leaders flounder to find a lasting and effective solution to the sovereign debt crisis currently sweeping through the Eurozone at an increasingly alarming rate, experts warn that the UK Property Market faces a lethal combination of plummeting prices and increased mortgage rates in 2012.

The Confederation of British Industry (CBI) recently came out in support of introducing more measures to help first-time buyers (FTBs) get on the property ladder in the UK...

The UK buy to let sector is continuing to present itself as one of the best areas of investment, as a set of circumstances align perfectly to create a near-perfect environment for investment - of course with the proper research and due diligence...

The UK rental market has exploded into a ferocious boom. Whereas price growth has been limited to London in the last few months, the rental boom is happening countrywide...

More people are making property investments, but the market is still below 2010 levels, a new report on home loan lending has revealed...

While the Bank of England's decision to keep interest rates at a record low 0.5 per cent has not come as a surprise to many, it could lead to an unbalancing of the country's real estate market in the long-term...

Investors in France are finding that the country's banks are becoming more reluctant to offer real estate loans to overseas buyers, it has been claimed...

A growing number of buy-to-let investors are looking to take advantage of current UK property market conditions...

The change in Stamp Duty, whilst positive for the larger investor and institutional buyer, is basically the death-knell for aspiring home owners under the age of 45...

The UK property market has seen some strange things this week. Apparently house prices are up, as is the number of home loans or mortgages. Granted not by much, but up nevertheless. Initially, it might be thought that this would be a good thing, and largely it is on the "feel-good factor" front....

If you are a frequent reader of the blog here at IPIN, you'll likely know that the press invariably get my goat when it comes to the property market with their poor analogies and comparisons....

For quite some time now Monday mornings have usually meant catching up on the barrage of doom and glom of the weekend's press about property prices and mortgage rates. This week though, has presented a very different Monday - in both a strangely positive and yet a very "angry up the blood" type day....

First time buyers have almost always had a tough time, it is a big step to take in life (aside from being costly), the last thing they need is fancy mortgages that will only make matters worse....

Data from Radar Logic's survey of several major cities reinforces the negative turn in US real estate prices and sales.

The number of people looking to buy their first home fell sharply during the past year - as house prices edged lower in August.

The needs of first-time buyers and the government schemes supporting them must not be lost in the Comprehensive Spending Review...